Morgan Smith

  • Loan Officer
  • NMLS: 1120125
  • (281) 376-5000
  • (713) 376-5222
  • (832) 559-3488
  • 6605 Cypresswood Dr., Ste 150
  • Spring, TX 77379
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Welcome to my website

Hello!  I am Morgan and have been a loan officer in the mortgage industry for the past seven years.  I love helping borrowers achieve home ownership.  It is a very rewarding feeling watching borrowers close on their home and seeing their joy and excitement!  At HomeTrust we have in-house processing, underwriting, and closing.  This makes the process very seamless.  Our team works closely together in a family environment to provide you the best experience.

I grew up in Spring, Texas and am proud to be working in the community.  I graduated on the Dean's list at Auburn University, where I was also a competitive swimmer.  I have two dogs, a chocolate Labrador named Browning and a black Labrador, Daisy.  Outside of the office I enjoy CrossFit, shopping, taking vacations!  My favorite place to travel is Cabo, Mexico! 

Buying vs. Renting in 2025: Why Homeownership Still Wins
Buying vs. Renting in 2025: Why Homeownership Still Wins
Feb 19 2025   home buying home renting rent versus buy market update smart investing
Deciding whether to buy or rent in 2025? You’re not alone! A recent report found that in most areas of the U.S., owning a home is still more affordable than renting a three-bedroom home. While both renting and buying require a significant... Read More
Home Prices Are Rising—But That’s a Good Thing!
Home Prices Are Rising—But That’s a Good Thing!
Feb 13 2025   home buying market update smart investing home values home prices
If you’ve been keeping an eye on the housing market, you may have heard that home prices are still increasing. According to experts, prices grew by 3.4% year-over-year in November 2024, and experts predict another 3.8% increase by November... Read More
Thinking About Moving in 2025? Here’s How to Make It Happen!
Thinking About Moving in 2025? Here’s How to Make It Happen!
Feb 5 2025   home buying affordability Relocation Dream Home New Beginnings
A new survey shows that 35% of Americans are planning to move in 2025—but studies suggest that only 8-9% will actually follow through. Why? Life gets busy, and planning a move can feel overwhelming. But with the right preparation and guidance,... Read More
How the Latest Executive Order and Mortgage Rates Impact Homebuyers in 2025
How the Latest Executive Order and Mortgage Rates Impact Homebuyers in 2025
Jan 29 2025   home buying interest rates economic policy
On January 20, 2025, President Donald Trump signed an executive order aimed at tackling inflation, with a major focus on reducing housing costs and increasing affordable home availability. While these policy changes are designed to ease the burden of... Read More