Cindy Smith

  • Branch Manager
  • NMLS: 221209
  • (281) 376-5000
  • (713) 302-7522
  • (832) 559-3488
  • 6605 Cypresswood Dr., Ste 150
  • Spring, TX 77379
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Welcome to my website

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

Why Now Is the Time to Apply for a Mortgage
Why Now Is the Time to Apply for a Mortgage
Mar 5 2025   home buying interest rates mortgage demand skyrockets refinance apply now
If you’ve been sitting on the sidelines waiting for the “right time” to buy a home, this is your sign. Mortgage demand just jumped 20% in a single week, according to the latest CNBC report, all thanks to falling interest rates. What... Read More
Mortgage Rates Hit 4-Month Lows: What This Means for You
Mortgage Rates Hit 4-Month Lows: What This Means for You
Feb 26 2025   refinance now mortgage rates market update home buying 1st time home buyer
Great news for homebuyers and homeowners—mortgage rates have dropped to their lowest levels in four months. As of February 25, 2025, the average 30-year fixed mortgage rate is now at 6.80%, down 0.22% over the past four business days. This... Read More
Buying vs. Renting in 2025: Why Homeownership Still Wins
Buying vs. Renting in 2025: Why Homeownership Still Wins
Feb 19 2025   home buying home renting rent versus buy market update smart investing
Deciding whether to buy or rent in 2025? You’re not alone! A recent report found that in most areas of the U.S., owning a home is still more affordable than renting a three-bedroom home. While both renting and buying require a significant... Read More
Home Prices Are Rising—But That’s a Good Thing!
Home Prices Are Rising—But That’s a Good Thing!
Feb 13 2025   home buying market update smart investing home values home prices
If you’ve been keeping an eye on the housing market, you may have heard that home prices are still increasing. According to experts, prices grew by 3.4% year-over-year in November 2024, and experts predict another 3.8% increase by November... Read More