Kimberly Bly

  • Sr. Loan Officer
  • NMLS: 339641
  • (806) 698-6853
  • (806) 787-5059
  • (806) 698-9031
  • 3402 110th Street, Ste 101
  • Lubbock, TX 79423
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Welcome to my website

My name is Kim, one of the senior loan officers at the HomeTrust Lubbock office.  For the past 26 years I have been helping families buy their homes.  While pursuing my bachelor’s degree at Texas Tech, I worked part-time at a local mortgage company and have never left the industry.  Getting borrowers through the mortgage process can sometimes be challenging and stressful but the satisfaction of getting to the closing table is still what motivates me day in and day out and why I love to go above and beyond.

Outside of the office, I love family time with my husband of 26 years, Mike, and my two sons Ryan and Greg, who are both Texas Tech graduates as well.  I enjoy Colorado skiing, being a cat-mom, reading and all things Harry Potter.  I am a member of the Texas Tech Alumni Club and always look forward to spring and Texas Tech baseball.

Why You Need a Real Estate Agent When Buying a Home
Why You Need a Real Estate Agent When Buying a Home
May 1 2024   first time buyer first home first mortgage home loan apply for a first home loan
In today's digital world, buying just about anything is as simple as a few clicks. But when it comes to buying a home, the most significant purchase you'll likely ever make, it's a whole different ballgame. The process is complicated, the stakes are... Read More
Demystifying Home Loans: The Scoop on Conventional and Non-Conforming Loans
Demystifying Home Loans: The Scoop on Conventional and Non-Conforming Loans
Apr 24 2024   first time buyer first home first mortgage home loan apply for a first home loan
When it comes to buying a home, understanding your mortgage options can feel like learning a new language. Let's break down the essentials of "conventional" and "non-conforming" loans and see how they fit into your home-buying plan. What's a... Read More
Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now?
Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now?
Apr 17 2024   first time buyer first home first mortgage home loan apply for a first home loan
Many potential homebuyers find themselves facing a common conundrum: should they wait for mortgage rates to drop, or take the plunge and buy now? While it may seem prudent to hold off on a purchase in hopes of securing a lower rate, there are several... Read More
Balancing Act: The Art of Compromise in Home Buying
Balancing Act: The Art of Compromise in Home Buying
Apr 10 2024   first time buyer first home first mortgage home loan apply for a first home loan
When it comes to buying a home, it's often said that it's all about location, location, location. However, compromises are sometimes necessary in the quest for the perfect home. While it's natural to want everything on your wish list, being flexible... Read More