Kimberly Bly

  • Sr. Loan Officer
  • NMLS: 339641
  • (806) 698-6853
  • (806) 787-5059
  • (806) 698-9031
  • 3402 110th Street, Ste 101
  • Lubbock, TX 79423
Apply Now

Start your application to purchase your
dream home or refinance today!

Get Prequalified!

Looking to see what you may qualify for?
Get prequalified today!

Welcome to my website

My name is Kim, one of the senior loan officers at the HomeTrust Lubbock office.  For the past 26 years I have been helping families buy their homes.  While pursuing my bachelor’s degree at Texas Tech, I worked part-time at a local mortgage company and have never left the industry.  Getting borrowers through the mortgage process can sometimes be challenging and stressful but the satisfaction of getting to the closing table is still what motivates me day in and day out and why I love to go above and beyond.

Outside of the office, I love family time with my husband of 26 years, Mike, and my two sons Ryan and Greg, who are both Texas Tech graduates as well.  I enjoy Colorado skiing, being a cat-mom, reading and all things Harry Potter.  I am a member of the Texas Tech Alumni Club and always look forward to spring and Texas Tech baseball.

How to Buy a Home with Low Income: Yes, It’s Possible!
How to Buy a Home with Low Income: Yes, It’s Possible!
Dec 11 2024   first time buyer first home first mortgage home loan apply for a first home loan
Think owning a home is out of reach because of your income? Think again! Buying a home with a lower income might take a little extra planning, but it’s not just a dream—it’s totally doable. Let’s break down the steps to get... Read More
Affordable Homeownership: 6 Questions to Help Lower Costs
Affordable Homeownership: 6 Questions to Help Lower Costs
Dec 4 2024   home loan mortgage interest home insurance FHA VA Loan
Buying a home doesn’t have to break the bank. With a little creativity and the right resources, you can find ways to make homeownership work for your budget. Whether you’re exploring your first home or looking for ways to cut costs, there... Read More
Fall for Savings: Why the Holiday Season Might Be the Best Time to Buy a Home
Fall for Savings: Why the Holiday Season Might Be the Best Time to Buy a Home
Nov 27 2024   first time buyer first home first mortgage home loan apply for a first home loan
Thinking about buying a home this holiday season? While most people are focused on turkey dinners and gift shopping, savvy buyers know this time of year can be packed with perks. Here's why shopping for a home during the holidays could be your best... Read More
Why It Might Be Time to Trade Living with Your Parents for a Place of Your Own
Why It Might Be Time to Trade Living with Your Parents for a Place of Your Own
Nov 20 2024   first time buyer first home first mortgage home loan apply for a first home loan
Let’s face it—living with your parents has its perks. Free laundry, home-cooked meals, and (hopefully) no rent. But if you’re one of the many young adults still living at home, you might also be feeling a little stuck. And... Read More