Kimberly Bly

  • Sr. Loan Officer
  • NMLS: 339641
  • (806) 698-6853
  • (806) 787-5059
  • (806) 698-9031
  • 3402 110th Street, Ste 101
  • Lubbock, TX 79423
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Welcome to my website

My name is Kim, one of the senior loan officers at the HomeTrust Lubbock office.  For the past 26 years I have been helping families buy their homes.  While pursuing my bachelor’s degree at Texas Tech, I worked part-time at a local mortgage company and have never left the industry.  Getting borrowers through the mortgage process can sometimes be challenging and stressful but the satisfaction of getting to the closing table is still what motivates me day in and day out and why I love to go above and beyond.

Outside of the office, I love family time with my husband of 26 years, Mike, and my two sons Ryan and Greg, who are both Texas Tech graduates as well.  I enjoy Colorado skiing, being a cat-mom, reading and all things Harry Potter.  I am a member of the Texas Tech Alumni Club and always look forward to spring and Texas Tech baseball.

Fall for Savings: Why the Holiday Season Might Be the Best Time to Buy a Home
Fall for Savings: Why the Holiday Season Might Be the Best Time to Buy a Home
Nov 27 2024   first time buyer first home first mortgage home loan apply for a first home loan
Thinking about buying a home this holiday season? While most people are focused on turkey dinners and gift shopping, savvy buyers know this time of year can be packed with perks. Here's why shopping for a home during the holidays could be your best... Read More
Why It Might Be Time to Trade Living with Your Parents for a Place of Your Own
Why It Might Be Time to Trade Living with Your Parents for a Place of Your Own
Nov 20 2024   first time buyer first home first mortgage home loan apply for a first home loan
Let’s face it—living with your parents has its perks. Free laundry, home-cooked meals, and (hopefully) no rent. But if you’re one of the many young adults still living at home, you might also be feeling a little stuck. And... Read More
Mortgage Rates, Inflation, and a Buyer-Friendly Market: How to Navigate Your Next Home Purchase
Mortgage Rates, Inflation, and a Buyer-Friendly Market: How to Navigate Your Next Home Purchase
Nov 13 2024   first time buyer first home first mortgage home loan apply for a first home loan
Recent economic shifts have left many homebuyers asking: Is this really the right time to buy a home? In light of new inflation data, the answer isn’t black and white. But there’s good news—an increase in housing inventory and... Read More
What the Fed’s Expected Rate Cut Means for You—and Four Key Questions to Watch
What the Fed’s Expected Rate Cut Means for You—and Four Key Questions to Watch
Nov 6 2024   first time buyer first home first mortgage home loan apply for a first home loan
As the Federal Reserve prepares to potentially cut interest rates by a quarter of a percentage point this Thursday, it brings a ripple of opportunity—and questions. For many, a rate cut hints at more accessible borrowing costs, potentially... Read More

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