Kim Babineaux

  • Sr. Loan Officer
  • NMLS: 215867
  • (713) 369-6554
  • (281) 332-4647
  • 711 W. Bay Area Blvd., Ste 102
  • Webster, TX 77598
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Welcome to my website

My name is Kim and I love my position as a senior loan officer in the North Houston office.  I have been in the mortgage industry for the past 31 years.  I started off processing loans and have been originating loans for over 26 years now.  My favorite part of my job is helping people on a personal level to achieve their dream home.  HomeTrust truly treats each loan with the upmost respect and importance.  Our funding process is seamless and top in the industry.  I have been privileged to be a Top Producer multiple years.

I’ve always called Texas home.  I grew up in the Rio Grande Valley and moved up to attend college at Sam Houston University.  I earned a BBA with a focus in business management and was a member of Chi Omega Sorority.  I have been married for over 21 years with two beautiful daughters and two very sweet cats.  Outside of the office, I enjoy exercising, yoga, visiting the beach and a having a nice glass of wine.

Fall for Savings: Why the Holiday Season Might Be the Best Time to Buy a Home
Fall for Savings: Why the Holiday Season Might Be the Best Time to Buy a Home
Nov 27 2024   first time buyer first home first mortgage home loan apply for a first home loan
Thinking about buying a home this holiday season? While most people are focused on turkey dinners and gift shopping, savvy buyers know this time of year can be packed with perks. Here's why shopping for a home during the holidays could be your best... Read More
Why It Might Be Time to Trade Living with Your Parents for a Place of Your Own
Why It Might Be Time to Trade Living with Your Parents for a Place of Your Own
Nov 20 2024   first time buyer first home first mortgage home loan apply for a first home loan
Let’s face it—living with your parents has its perks. Free laundry, home-cooked meals, and (hopefully) no rent. But if you’re one of the many young adults still living at home, you might also be feeling a little stuck. And... Read More
Mortgage Rates, Inflation, and a Buyer-Friendly Market: How to Navigate Your Next Home Purchase
Mortgage Rates, Inflation, and a Buyer-Friendly Market: How to Navigate Your Next Home Purchase
Nov 13 2024   first time buyer first home first mortgage home loan apply for a first home loan
Recent economic shifts have left many homebuyers asking: Is this really the right time to buy a home? In light of new inflation data, the answer isn’t black and white. But there’s good news—an increase in housing inventory and... Read More
What the Fed’s Expected Rate Cut Means for You—and Four Key Questions to Watch
What the Fed’s Expected Rate Cut Means for You—and Four Key Questions to Watch
Nov 6 2024   first time buyer first home first mortgage home loan apply for a first home loan
As the Federal Reserve prepares to potentially cut interest rates by a quarter of a percentage point this Thursday, it brings a ripple of opportunity—and questions. For many, a rate cut hints at more accessible borrowing costs, potentially... Read More