Scott Medsger

  • Sr. Loan Officer
  • NMLS: 216820
  • (713) 369-6567
  • (713) 253-3989
  • (713) 369-6532
  • 711 W. Bay Area Blvd., Ste 102
  • Webster, TX 77598
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Welcome to my website

Welcome and thank you for visiting my website!  I look forward to assisting you with your endeavors.  

Whether you are buying a new home, refinancing your existing home or planning to build, there are a lot of variables and considerations in making the right choice.  In reality, this may be the largest debt you will ever create in your lifetime and it is critical that your mortgage is structured in a manner that will enable you to meet all of your financial goals.  With various mortgage products to select from when it comes to customizing your financial needs, it is important to consider all aspects available that may best suit your immediate and long-term financial objectives.  It gives me great satisfaction to provide my clients with a consultation that will dispel any myths and provide viable information in an effort to assist you with important decisions.  Most importantly, I will help you secure the best mortgage possible.  Not only with rates and fees, but also provide you with the highest degree of service possible while keeping your specific needs in mind.  

As a mortgage consultant, I have assisted Texas residents since 1993, and it is imperative that I provide you with a service that exceeds your expectations when it comes to residential lending.  Hometrust Mortgage Company is a Houston-based Corporation, funding nearly $1 Billion in residential mortgage loans each year.  We would like to count you as one of our preferred clients.  Please do not hesitate to call me with questions or to set up an initial consultation.

Buying vs. Renting in 2025: Why Homeownership Still Wins
Buying vs. Renting in 2025: Why Homeownership Still Wins
Feb 19 2025   home buying home renting rent versus buy market update smart investing
Deciding whether to buy or rent in 2025? You’re not alone! A recent report found that in most areas of the U.S., owning a home is still more affordable than renting a three-bedroom home. While both renting and buying require a significant... Read More
Home Prices Are Rising—But That’s a Good Thing!
Home Prices Are Rising—But That’s a Good Thing!
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If you’ve been keeping an eye on the housing market, you may have heard that home prices are still increasing. According to experts, prices grew by 3.4% year-over-year in November 2024, and experts predict another 3.8% increase by November... Read More
Thinking About Moving in 2025? Here’s How to Make It Happen!
Thinking About Moving in 2025? Here’s How to Make It Happen!
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A new survey shows that 35% of Americans are planning to move in 2025—but studies suggest that only 8-9% will actually follow through. Why? Life gets busy, and planning a move can feel overwhelming. But with the right preparation and guidance,... Read More
How the Latest Executive Order and Mortgage Rates Impact Homebuyers in 2025
How the Latest Executive Order and Mortgage Rates Impact Homebuyers in 2025
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On January 20, 2025, President Donald Trump signed an executive order aimed at tackling inflation, with a major focus on reducing housing costs and increasing affordable home availability. While these policy changes are designed to ease the burden of... Read More