Kim Babineaux

  • Sr. Loan Officer
  • NMLS: 215867
  • (713) 369-6554
  • (281) 332-4647
  • 711 W. Bay Area Blvd., Ste 102
  • Webster, TX 77598
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Welcome to my website

My name is Kim and I love my position as a senior loan officer in the North Houston office.  I have been in the mortgage industry for the past 31 years.  I started off processing loans and have been originating loans for over 26 years now.  My favorite part of my job is helping people on a personal level to achieve their dream home.  HomeTrust truly treats each loan with the upmost respect and importance.  Our funding process is seamless and top in the industry.  I have been privileged to be a Top Producer multiple years.

I’ve always called Texas home.  I grew up in the Rio Grande Valley and moved up to attend college at Sam Houston University.  I earned a BBA with a focus in business management and was a member of Chi Omega Sorority.  I have been married for over 21 years with two beautiful daughters and two very sweet cats.  Outside of the office, I enjoy exercising, yoga, visiting the beach and a having a nice glass of wine.

How to Buy a Home with Low Income: Yes, It’s Possible!
How to Buy a Home with Low Income: Yes, It’s Possible!
Dec 11 2024   first time buyer first home first mortgage home loan apply for a first home loan
Think owning a home is out of reach because of your income? Think again! Buying a home with a lower income might take a little extra planning, but it’s not just a dream—it’s totally doable. Let’s break down the steps to get... Read More
Affordable Homeownership: 6 Questions to Help Lower Costs
Affordable Homeownership: 6 Questions to Help Lower Costs
Dec 4 2024   home loan mortgage interest home insurance FHA VA Loan
Buying a home doesn’t have to break the bank. With a little creativity and the right resources, you can find ways to make homeownership work for your budget. Whether you’re exploring your first home or looking for ways to cut costs, there... Read More
Fall for Savings: Why the Holiday Season Might Be the Best Time to Buy a Home
Fall for Savings: Why the Holiday Season Might Be the Best Time to Buy a Home
Nov 27 2024   first time buyer first home first mortgage home loan apply for a first home loan
Thinking about buying a home this holiday season? While most people are focused on turkey dinners and gift shopping, savvy buyers know this time of year can be packed with perks. Here's why shopping for a home during the holidays could be your best... Read More
Why It Might Be Time to Trade Living with Your Parents for a Place of Your Own
Why It Might Be Time to Trade Living with Your Parents for a Place of Your Own
Nov 20 2024   first time buyer first home first mortgage home loan apply for a first home loan
Let’s face it—living with your parents has its perks. Free laundry, home-cooked meals, and (hopefully) no rent. But if you’re one of the many young adults still living at home, you might also be feeling a little stuck. And... Read More