Robert Key

  • Loan Officer
  • NMLS: 190249
  • (505) 212-8888
  • (505) 269-4605
  • (832) 384-8736
  • 7801 Academy Rd NE Bldg 2, Ste 102
  • Albuquerque, NM 87109
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Welcome to my website

Hello!  I am Robert Key, Branch Manager at the Albuquerque location.  When purchasing or refinancing a home, I will fully educate you on the process and communicate effectively with you to take the “mystery” out of the mortgage process.  My business is 99% referral based from past clients, realtors and builders in New Mexico.

I started my career in commercial banking in Dallas in 1987 and moved to Albuquerque in 1993 with a career change into mortgage lending.  I operated Ameriplex Mortgage in Albuquerque that sold to a local bank in 2010.  In 2015, HomeTrust Mortgage purchased Ameriplex and combined their existing office, where I became the Albuquerque Branch Manager.

I graduated from Baylor University in 1985 with a Bachelor’s degree in finance and real estate and received an MBA in finance from Rutgers University in 1987.  I was a Director and Past President of the New Mexico Mortgage Lenders Association.  My wife, Nancy, and I have two adult children and in our spare time we enjoy traveling and skiing and hiking in New Mexico and internationally.

Why Now Is the Time to Apply for a Mortgage
Why Now Is the Time to Apply for a Mortgage
Mar 5 2025   home buying interest rates mortgage demand skyrockets refinance apply now
If you’ve been sitting on the sidelines waiting for the “right time” to buy a home, this is your sign. Mortgage demand just jumped 20% in a single week, according to the latest CNBC report, all thanks to falling interest rates. What... Read More
Mortgage Rates Hit 4-Month Lows: What This Means for You
Mortgage Rates Hit 4-Month Lows: What This Means for You
Feb 26 2025   refinance now mortgage rates market update home buying 1st time home buyer
Great news for homebuyers and homeowners—mortgage rates have dropped to their lowest levels in four months. As of February 25, 2025, the average 30-year fixed mortgage rate is now at 6.80%, down 0.22% over the past four business days. This... Read More
Buying vs. Renting in 2025: Why Homeownership Still Wins
Buying vs. Renting in 2025: Why Homeownership Still Wins
Feb 19 2025   home buying home renting rent versus buy market update smart investing
Deciding whether to buy or rent in 2025? You’re not alone! A recent report found that in most areas of the U.S., owning a home is still more affordable than renting a three-bedroom home. While both renting and buying require a significant... Read More
Home Prices Are Rising—But That’s a Good Thing!
Home Prices Are Rising—But That’s a Good Thing!
Feb 13 2025   home buying market update smart investing home values home prices
If you’ve been keeping an eye on the housing market, you may have heard that home prices are still increasing. According to experts, prices grew by 3.4% year-over-year in November 2024, and experts predict another 3.8% increase by November... Read More