Kim Babineaux

  • Sr. Loan Officer
  • NMLS: 215867
  • (713) 369-6554
  • (281) 332-4647
  • 711 W. Bay Area Blvd., Ste 102
  • Webster, TX 77598
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Welcome to my website

My name is Kim and I love my position as a senior loan officer in the North Houston office.  I have been in the mortgage industry for the past 31 years.  I started off processing loans and have been originating loans for over 26 years now.  My favorite part of my job is helping people on a personal level to achieve their dream home.  HomeTrust truly treats each loan with the upmost respect and importance.  Our funding process is seamless and top in the industry.  I have been privileged to be a Top Producer multiple years.

I’ve always called Texas home.  I grew up in the Rio Grande Valley and moved up to attend college at Sam Houston University.  I earned a BBA with a focus in business management and was a member of Chi Omega Sorority.  I have been married for over 21 years with two beautiful daughters and two very sweet cats.  Outside of the office, I enjoy exercising, yoga, visiting the beach and a having a nice glass of wine.

How the Latest Executive Order and Mortgage Rates Impact Homebuyers in 2025
How the Latest Executive Order and Mortgage Rates Impact Homebuyers in 2025
Jan 29 2025   home buying interest rates economic policy
On January 20, 2025, President Donald Trump signed an executive order aimed at tackling inflation, with a major focus on reducing housing costs and increasing affordable home availability. While these policy changes are designed to ease the burden of... Read More
Celebrating American Resilience: A Look at Recent Mortgage Rate Trends
Celebrating American Resilience: A Look at Recent Mortgage Rate Trends
Jan 20 2025   inauguration home buying interest rates home market housing market
Celebrating American Resilience: A Look at Recent Mortgage Rate Trends As we embrace the spirit of unity and progress this Inauguration Day, it's an opportune moment to reflect on the resilience of the American housing market. Recent movements in... Read More
What to Save for When Buying Your Home
What to Save for When Buying Your Home
Jan 13 2025   home buying down payment earnest deposit closing costs saving for home buying
Buying a home can feel overwhelming, especially when it comes to budgeting for all the associated costs. However, with a little understanding of the expenses you'll encounter, you can take charge of the process and make informed decisions. Here are... Read More
Expert Predictions for the 2025 Housing Market
Expert Predictions for the 2025 Housing Market
Jan 10 2025   2025 housing market predictions mortgage loans
As we enter 2025, the housing market is poised for notable changes. Here's what experts anticipate for the coming year: Home Prices: Modest Appreciation: Analysts forecast a nationwide home price increase of approximately 2.6% in 2025,... Read More