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 For over three decades, HomeTrust Mortgage Company has been committed to providing top-level service to our customers and referral partners. From our corporate offices in Houston, TX, to our numerous branch locations across the country, we are proud to say we live where we lend. At HomeTrust Mortgage Company, we are dedicated to helping you find the best loan product for your needs. Whether it's Conventional, FHA, VA, USDA, Jumbo, Renovation or Down Payment Assistance Loans, we will guide you through every step of the process.


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What Clients Are Saying About Us!


Reviews
4.94
Ratings
10,646
Total Reviews
5
90.03%
4
8.73%
3
0.67%
2
0.13%
1
0.3%
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05
  • K
    Kyle C G 
    Albuquerque - NM
    Posted on March 18th, 2025 07:00 PM
    5.0
    for
    Chris Hood
    Encompass
    Chris was very responsive, always happy to answer questions, and talked us through the entire process. This is the third time I worked with Chris and I highly recommend him to anyone looking to buy a house.
  • M
    Megan T 
    Buda - TX
    Posted on March 17th, 2025 11:09 AM
    5.0
    for
    Robert Merrell
    Encompass
    Robert was very thorough! He explained everything to us and answered any questions or concerns we had. He was very friendly and made our experience a little less stressful. The calculations he provided us, we're very accurate when it came time to close!... read more
    Reply from
    Robert Merrell
    March 17th, 2025 11:16 AM
    Megan, I truly appreciate your kind words and am thrilled to hear that you had a positive experience. It was my pleasure to guide you through the home-buying process and to ensure everything was clear and accurate. I'm so glad I c...read more
  • K
    Keith T 
    Buda - TX
    Posted on March 16th, 2025 05:13 PM
    5.0
    for
    Robert Merrell
    Encompass
    Robert is and was AWESOME! He handled everything flawlessly with no hiccups! We are and will definitely refer him to everybody we know looking to purchase a home!
    Reply from
    Robert Merrell
    March 16th, 2025 07:42 PM
    Keith, thank you so much for your kind words and the awesome review! I'm thrilled to hear that your experience was smooth and that you're happy with how everything turned out. It means a lot to me that you'd recommend my services ...read more
  • L
    Luis C J 
    Dumas - TX
    Posted on March 16th, 2025 10:08 AM
    1.0
    for
    Timothy Futrell
    Encompass
    Not dealing with Perla. She does not communicate well. And when she makes a mistake or doesn't inform you. She makes Seem like it was your fault.
  • M
    Melanie R S 
    Conroe - TX
    Posted on March 16th, 2025 09:31 AM
    5.0
    for
    Chuck Lynn
    Encompass
    Chuck is professional, kind, and helpful.
  • A
    Albert J P 
    Lakeway - TX
    Posted on March 12th, 2025 10:19 AM
    5.0
    for
    Lynn Edgar Caldwell
    Encompass
    Excellent service. Easy to upload required documents
  • E
    Ernest J F 
    Conroe - TX
    Posted on March 11th, 2025 11:07 PM
    5.0
    for
    Chuck Lynn
    Encompass
    Good experience
  • W
    William L C 
    Tolar - TX
    Posted on March 11th, 2025 10:43 AM
    5.0
    for
    Chuck Lynn
    Encompass
    Chuck is the epitome of a
  • J
    Joseph M L 
    Humble - TX
    Posted on March 11th, 2025 09:30 AM
    5.0
    for
    James Hadley
    Encompass
    James has been my agent on 3 house purchases . He takes his time with his customers and truly cares for them. He makes sure they are satisfied with all answers . He has become a good friend also through these transactions read more
  • C
    Christopher R 
    Conroe - TX
    Posted on March 11th, 2025 08:10 AM
    5.0
    for
    Chuck Lynn
    Encompass
    Very timely, and keep me up to date on everything
    Reply from
    Chuck Lynn
    March 11th, 2025 09:50 AM
    Thanks Chris. I hope you new rental is very profitable for you & Christin.
  • C
    Cole J W 
    Houston - TX
    Posted on March 11th, 2025 07:54 AM
    5.0
    for
    Scott Sewell
    Encompass
    Scott is friendly and communicative and everything went through on time.
  • C
    Christopher A M 
    League City - TX
    Posted on March 10th, 2025 11:39 AM
    5.0
    for
    Jeff Wortham
    Encompass
    We had the pleasure of wirking with Jeff Wortham and his team, and we could not be happier with their work! From thebvery beginnin, all the way through closing and beyond, they have been there to make sure everythibg as smoothly as possible . They made... read more
  • A
    Allison A C 
    Tolar - TX
    Posted on March 9th, 2025 08:37 AM
    5.0
    for
    Chuck Lynn
    Encompass
    Chuck is knowledgeable, accessible and caring, which made for a smooth homebuying experience.
  • P
    Phillip W S 
    Conroe - TX
    Posted on March 8th, 2025 10:57 PM
    5.0
    for
    Chuck Lynn
    Encompass
    He was great and communicated well
  • S
    Sandra J F 
    Conroe - TX
    Posted on March 8th, 2025 11:32 AM
    5.0
    for
    Chuck Lynn
    Encompass
    Chuck made the whole process seem seamless. His hard work together with Michelle at Stuart Title helped us tremendously given the fact that we did not have a Realtor involved. Chuck went above and beyond our expectations and it was apparent he is highly... read more
    Reply from
    Chuck Lynn
    March 8th, 2025 07:43 PM
    Thanks so much for review! It was my pleasure serving you. Enjoy your home. I hope to stop by the end of next week to meet you and John since I wasn't able to be at closing.
  • E
    Elizabeth E M 
    League City - TX
    Posted on March 7th, 2025 11:36 AM
    5.0
    for
    Jeff Wortham
    Encompass
    Jeff and his team were amazing to work with! The communication has been excellen, always letting me know whst to expect in the process. Also, they are all so encouraging and supportive during what can be a very stressful time. This truly has been the... read more
  • M
    Meghann M 
    Albuquerque - NM
    Posted on March 7th, 2025 10:03 AM
    5.0
    for
    Joshua Hood
    Encompass
    Was very helpful and quick responses. Made first time homebuying feel like a breeze.
  • N
    Nathan M 
    Posted on March 7th, 2025 08:58 AM
    5.0
    for
    Clear Lake
    google
    Kim has helped me on multiple properties over the years and she has always been a pleasure to work with.
  • N
    Nathan E M 
    Spring - TX
    Posted on March 7th, 2025 08:58 AM
    5.0
    for
    Kim Babineaux
    Encompass
    Kim is the best.
    Reply from
    Kim Babineaux
    March 7th, 2025 09:37 AM
    You are simply too kind, and I have to say you are truly the best client. You are amazingly professional in all you do during the process, and I appreciate every opportunity I get to work with you. Enjoy this new home with your sweet family!
  • E
    Elaine G 
    Albuquerque - NM
    Posted on March 6th, 2025 08:47 PM
    5.0
    for
    Sydney Lukes
    Encompass
    sydneys explainations
  • M
    Miriam T 
    Posted on March 5th, 2025 03:24 PM
    5.0
    for
    North Houston
    google
    I had an excellent experience working with Marilyn Causey! She was communicative, professional, and incredibly helpful throughout the entire process. She took the time to answer my questions, kept me informed every step of the way, and made what could... read more
  • S
    Stefan M 
    Posted on March 5th, 2025 03:23 PM
    5.0
    for
    Ken Jacobson
    write_review
    I have known Ken for over 20 years and he is by far the best loan officer we have worked with. Honest and experienced.
  • M
    Miriam T 
    Houston - TX
    Posted on March 5th, 2025 03:02 PM
    5.0
    for
    Marilyn Causey
    Encompass
    I had an excellent experience working with Marilyn! She was communicative, professional, and incredibly helpful throughout the entire process. She took the time to answer my questions, kept me informed every step of the way, and made what could have... read more
  • G
    Gordon H 
    Georgetown - TX
    Posted on March 5th, 2025 08:54 AM
    5.0
    for
    Kevin Meyerhoff
    Encompass
    Kevin was professional and personable. He has a deep knowledge and skillset that made the process easier to understand.
  • P
    Parker J B 
    Dickinson - TX
    Posted on March 4th, 2025 12:04 PM
    5.0
    for
    Jeff Wortham
    Encompass
    Jeff was very informative and very helpful throughout the whole loan process ! I could call him anytime with any question and he would help !
  • I
    Isaac S C 
    Bernalillo - NM
    Posted on March 4th, 2025 09:20 AM
    5.0
    for
    Robert Key
    Encompass
    Great people great experience
  • M
    Megan M 
    Liberty Hill - TX
    Posted on March 4th, 2025 08:03 AM
    4.5
    for
    Robert Merrell
    Encompass
    Fast getting documents for me to sign and answered any questions I had.
    Reply from
    Robert Merrell
    March 16th, 2025 07:43 PM
    Megan, thank you so much for your thoughtful review. I'm glad to hear you were happy with how quickly we were able to get your documents ready and that I could help answer your questions along the way. It's important to me to make...read more
  • G
    Garrett L 
    Pearland - TX
    Posted on March 2nd, 2025 10:34 AM
    4.83
    for
    Kim Babineaux
    Encompass
    Your communication throughout the process was very helpful
    Reply from
    Kim Babineaux
    March 4th, 2025 11:54 AM
    It was an honor to be able to work with you and Andrea. Should there have been something you feel could have been done or handled better, I would very much appreciate knowing that. We strive to handle all aspects the best we pos...read more
  • K
    Kenneth B 
    Posted on March 2nd, 2025 10:08 AM
    5.0
    for
    Galleria Houston
    google
    Kevin is hands down the best! Initially I was planning on getting a loan with a bank, but after a short time working with Kevin, he won me over. He is confident, knowledgeable, and resourceful. I plan to reach out to him for any future loans he is highly... read more
  • K
    Kenneth B 
    Austin - TX
    Posted on March 2nd, 2025 10:08 AM
    5.0
    for
    Kevin Meyerhoff
    Encompass
    Kevin is hands down the best! Initially I was planning on getting a loan with a bank, but after a short time working with Kevin, he won me over. He is confident, knowledgeable, and resourceful. I plan to reach out to him for any future loans he is highly... read more
  • J
    Jordan D 
    Dumas - TX
    Posted on March 2nd, 2025 10:07 AM
    5.0
    for
    Timothy Futrell
    Encompass
    Tim and Perla made buying a house such a smooth process!
  • T
    Terry J Z 
    Albuquerque - NM
    Posted on March 2nd, 2025 10:02 AM
    5.0
    for
    Chris Hood
    Encompass
    Very communitive and informed. Responsive to questions. Great experience.
  • A
    Aaron B 
    Albuquerque - NM
    Posted on March 2nd, 2025 10:01 AM
    5.0
    for
    Chris Hood
    Encompass
    Thank you!!
  • I
    Isaac M 
    Albuquerque - NM
    Posted on March 1st, 2025 11:08 AM
    5.0
    for
    Joshua Hood
    Encompass
    Josh was very communicative, timely, professional, and informativ, not to mention just a great guy!
  • Z
    Zulema D 
    Belton - TX
    Posted on March 1st, 2025 10:19 AM
    5.0
    for
    Robert Merrell
    Encompass
    The whole process of buying our first new home was amazing, great communication and very honest and knowledgeable, never fed us with misinformation or false hopes, thank you!!
    Reply from
    Robert Merrell
    March 2nd, 2025 10:15 AM
    Thank you so much, Zulema! I’m really thrilled to hear that your experience was amazing and that you felt well-informed and supported throughout the process. It's important to me that my clients feel confident and receive clear, h...read more
  • A
    Angela R 
    Biloxi - Mississippi
    Posted on February 28th, 2025 01:12 PM
    5.0
    for
    Sheila Herring Nelson
    ManualUpload
    Sheila was very prompt and helpful throughout every step of the process. I've really enjoyed working with her. She made this purchase very easy. Sheila definitely stepped up and showed out .
  • T
    Taryn M 
    Smithville - TX
    Posted on February 28th, 2025 09:03 AM
    5.0
    for
    Lynn Edgar Caldwell
    Encompass
    Lynn was very helpful & answered all of our questions!
  • A
    Adam L G 
    Houston - TX
    Posted on February 28th, 2025 08:46 AM
    5.0
    for
    Jeff Wortham
    Encompass
    Jeff and Amanda are always super responsive and helpful. Couldn't be an easier process.
  • E
    Evelyn L 
    Lubbock - TX
    Posted on February 28th, 2025 08:38 AM
    3.33
    for
    Greg Luman
    Encompass
    Greg was not responding in a timely matter. Left us with a bitter sweet taste on ong drawn out experience. Keep your personal job issues separate and don't drop communication with customers relying on you .
  • T
    Tahere H 
    Albuquerque - NM
    Posted on February 27th, 2025 09:02 AM
    4.5
    for
    Sydney Lukes
    Encompass
    good communication




  • "Chris was amazing to work with. He really took the time to explain things to us and help us through the home buying process. As first time home buyers it made everything so much less stressful. We appreciate everything he has done for us!"
    - Chris H 
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